l9n/ Mississippi

2026 Regular Session

Senate Bill 2409

Mississippi Department of Insurance; establish comprehensive mitigation program for retrofitting insurable homes.

Became law as Chapter 509, Laws of 2026, signed April 9, 2026, 80 days after it was filed.

What it does

The synopsis the Legislature published with the bill.

AN ACT TO CREATE THE "STRENGTHEN MISSISSIPPI HOMES ACT" TO ESTABLISH A COMPREHENSIVE MITIGATION PROGRAM IN THE MISSISSIPPI DEPARTMENT OF INSURANCE FOR RETROFITTING INSURABLE HOMES; TO AMEND SECTION 83-1-191, MISSISSIPPI CODE OF 1972, TO RENAME THE "COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM" TO THE "STRENGTHEN MISSISSIPPI HOMES PROGRAM"; TO ESTABLISH CRITERIA FOR THE NEW PROGRAM; TO INCLUDE HURRICANE, TORNADO, HAIL, OR OTHER CATASTROPHIC WINDSTORM EVENT MITIGATION; TO ESTABLISH AN ADVISORY COUNCIL; TO PROVIDE FOR OPERATIONAL REPORTS TO BE SUBMITTED TO THE GOVERNOR AND THE LEGISLATURE; TO INCREASE THE AMOUNTS OF FINANCIAL GRANTS OFFERED BY THE STRENGTHEN MISSISSIPPI HOMES PROGRAM TO $10,000.00 PER HOME AND TO ALLOW THE MISSISSIPPI DEPARTMENT OF INSURANCE TO ESTABLISH CRITERIA FOR THE ISSUING OF GRANTS BY REGULATION; TO PROVIDE THAT GRANTS SHALL BE SUBJECT TO APPROPRIATION; TO RENAME THE "COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM FUND" TO THE "STRENGTHEN MISSISSIPPI HOMES FUND"; TO REMOVE THE REPEALER; TO AMEND SECTION 83-5-73, MISSISSIPPI CODE OF 1972, TO INCREASE THE FEE CHARGED FOR AN AGENT'S CERTIFICATE OF AUTHORITY; AND FOR OTHER RELATED PURPOSES.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the Senate

7 co-sponsors

Dean Kirby, Scott DeLano, Joseph M. Seymour, Chuck Younger, Joel R. Carter, Jr., Jeremy England, Mike Thompson

Its course

January 19 to April 9, 2026, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action27 actions on 16 days

In the SenateJan 19 to Feb 1022 days

InsuranceJan 19 to Feb 315 days

In the House of RepresentativesFeb 10 to Mar 422 days

InsuranceFeb 13 to Mar 318 days

Accountability, Efficiency, TransparencyMar 3 to Mar 30 days

InsuranceMar 3 to Mar 30 days

Back in the SenateMar 4 to Apr 633 days

With the GovernorApr 6 to Apr 93 days

Amendments

Each amendment offered, and what became of it.

  • House of Representatives committee amendmentAdopted

    Adopted Mar 4

Text

Each version as the Legislature printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislature published it is below.

In the Senate Jan 19 – Feb 10

  1. Jan 19Referred to the Senate committee on Insurance
  2. Feb 3Reported from committee in the Senate: title sufficient, do pass
  3. Feb 10Passed the Senate

In the House of Representatives Feb 11 – Mar 4

  1. Feb 11Sent to the House
  2. Feb 13Referred to the House committees on Insurance and on Accountability, Efficiency, Transparency
  3. Mar 3Reported as amended from IN to AC in the House: title sufficient, do pass
  4. Reported as amended from AC to IN in the House: title sufficient, do pass
  5. Reported from committee in the House: title sufficient, do pass as amended
  6. Mar 4Amended in the House
  7. Passed the House as amended

Back in the Senate Mar 5 – Apr 6

  1. Mar 5Returned to the Senate to concur in the House's amendments
  2. Mar 11Declined in the Senate to concur, and invited a conference
  3. Mar 17Conferees named in the Senate: Michel, DeLano and Kirby
  4. Mar 19Conferees named in the House: Turner, Ford (54th) and Zuber
  5. Mar 30Conference report filed in the Senate
  6. Conference report filed in the House
  7. Mar 31Recommitted in the Senate to the conferees for further conference
  8. Recommitted in the House to the conferees for further conference
  9. Conference report filed in the House
  10. Conference report filed in the Senate
  11. Apr 1Unanimous consent granted in the House
  12. Conference report adopted in the House
  13. Conference report adopted in the Senate
  14. Unanimous consent granted in the Senate
  15. Apr 6Enrolled bill signed in the Senate

To the Governor Apr 6 – Apr 9

  1. Apr 6Enrolled bill signed in the House
  2. Apr 9Approved by the Governor
All 27 actions, as published
  1. Jan 19Referred To InsuranceSenate
  2. Feb 3Title Suff Do PassSenate
  3. Feb 10PassedSenate
  4. Feb 11Transmitted To HouseSenate
  5. Feb 13Referred To Insurance;Accountability, Efficiency, TransparencyHouse of Representatives
  6. Mar 3DR - TSDPAA: IN To ACHouse of Representatives
  7. Mar 3DR - TSDPAA: AC To INHouse of Representatives
  8. Mar 3Title Suff Do Pass As AmendedHouse of Representatives
  9. Mar 4AmendedHouse of Representatives
  10. Mar 4Passed As AmendedHouse of Representatives
  11. Mar 5Returned For ConcurrenceHouse of Representatives
  12. Mar 11Decline to Concur/Invite ConfSenate
  13. Mar 17Conferees Named Michel,DeLano,KirbySenate
  14. Mar 19Conferees Named Turner,Ford (54th),ZuberHouse of Representatives
  15. Mar 30Conference Report FiledSenate
  16. Mar 30Conference Report FiledHouse of Representatives
  17. Mar 31Recommitted For Further ConfSenate
  18. Mar 31Recommitted For Further ConfHouse of Representatives
  19. Mar 31Conference Report FiledHouse of Representatives
  20. Mar 31Conference Report FiledSenate
  21. Apr 1Unanimous Consent GrantedHouse of Representatives
  22. Apr 1Conference Report AdoptedHouse of Representatives
  23. Apr 1Conference Report AdoptedSenate
  24. Apr 1Unanimous Consent GrantedSenate
  25. Apr 6Enrolled Bill SignedSenate
  26. Apr 6Enrolled Bill SignedHouse of Representatives
  27. Apr 9Approved by GovernorGovernor