Did not become law. It stopped in the Senate's Insurance Committee on February 3, 2026.
2026 Regular Session
Senate Bill 2366
Homeowners insurance limits; require no less than 20% in cases of total loss.
What it does
The synopsis the Legislature published with the bill.
AN ACT TO REQUIRE INSURANCE COMPANIES TO PAY NO LESS THAN TWENTY PERCENT OF THE POLICY LIMITS FOR THE DWELLING WHEN THERE IS A TOTAL LOSS; TO ALLOW THE INSURED TO RECOVER ADDITIONAL AMOUNTS BY FILING A CLAIM; TO PROVIDE A DEFINITION FOR TOTAL LOSS AS IT RELATES TO THIS ACT; TO PROVIDE THAT THE COMMISSIONER OF INSURANCE MAY PROMULGATE RULES AND REGULATIONS; AND FOR RELATED PURPOSES.
Sponsors
Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.
In the Senate
Sponsor
Its course
January 19 to February 3, 2026, on one scale. In the top row each mark is a day something happened; taller marks are busier days.
Each committee stop sits inside its chamber.
Every action2 actions on 2 days
In the SenateJan 19 to Feb 3 · stopped15 days
InsuranceJan 19 to Feb 3 · stopped15 days
Text
Each version as the Legislature printed it.
l9n doesn't hold this bill's text yet.
What happened
In l9n's words, one line for each step. Every action as the Legislature published it is below.