l9n/ Mississippi

2026 Regular Session

House Bill 992

Property insurance; authorize appraisal panel to determine value of property and amount of loss, including issues of causation.

Did not become law. It stopped in the House of Representatives's Insurance Committee on February 3, 2026.

What it does

The synopsis the Legislature published with the bill.

AN ACT TO PROVIDE THAT ANY PROPERTY INSURANCE POLICY ISSUED OR DELIVERED IN THE STATE SHALL INCLUDE AN APPRAISAL PROVISION, WHICH CAN BE INVOKED BY EITHER PARTY PROVIDED COVERAGE HAS BEEN ACKNOWLEDGED FOR ANY ASPECT OF A LOSS, OR A COVERED PERIL WAS INVOLVED IN CAUSING ANY ASPECT OF THE LOSS; TO PROVIDE THE APPRAISAL PROVISION TO BE INCLUDED; TO PROVIDE THAT THE APPRAISAL PANEL SHALL HAVE THE EXCLUSIVE AUTHORITY TO DETERMINE THE VALUE OF THE PROPERTY AND THE AMOUNT OF THE LOSS, INCLUDING ISSUES OF CAUSATION, THE COST OF REPAIR OR REPLACEMENT, THE METHOD OF REPAIR, THE SCOPE OF REPAIR, THE SCOPE OF DAMAGE AND THE REQUIREMENTS OF THE APPLICABLE BUILDING CODES; AND FOR RELATED PURPOSES.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

Its course

January 16 to February 3, 2026, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action2 actions on 2 days

In the House of RepresentativesJan 16 to Feb 3 · stopped18 days

InsuranceJan 16 to Feb 3 · stopped18 days

Text

Each version as the Legislature printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislature published it is below.

In the House of Representatives Jan 16 – Feb 3

  1. Jan 16Referred to the House committees on Insurance and on Accountability, Efficiency, Transparency
  2. Feb 3Died in committee in the House
All 2 actions, as published
  1. Jan 16Referred To Insurance;Accountability, Efficiency, TransparencyHouse of Representatives
  2. Feb 3Died In CommitteeHouse of Representatives