l9n/ Mississippi

2008 Regular Session

House Bill 1036

Security freeze; authorize consumers to place on their credit reports.

Did not become law. It stopped in the House of Representatives's Banking and Financial Services Committee on February 19, 2008. The 2008 session has ended.

What it does

The synopsis the Legislature published with the bill.

AN ACT TO AUTHORIZE A CONSUMER TO PLACE A SECURITY FREEZE ON HIS OR HER CREDIT REPORT, WHICH WILL PROHIBIT A CONSUMER REPORTING AGENCY FROM RELEASING THE CONSUMER'S CREDIT REPORT OR ANY INFORMATION FROM IT WITHOUT THE EXPRESS AUTHORIZATION OF THE CONSUMER; TO REQUIRE CONSUMER REPORTING AGENCIES TO PLACE A SECURITY FREEZE ON A CONSUMER'S CREDIT REPORT WITHIN FIVE BUSINESS DAYS AFTER RECEIVING A WRITTEN REQUEST FROM THE CONSUMER; TO PROVIDE THAT A SECURITY FREEZE WILL REMAIN IN PLACE UNTIL THE CONSUMER REQUESTS THAT THE SECURITY FREEZE BE REMOVED; TO REQUIRE CONSUMER REPORTING AGENCIES TO REMOVE A SECURITY FREEZE WITHIN THREE BUSINESS DAYS OF RECEIVING A REQUEST FOR REMOVAL FROM THE CONSUMER; TO PROVIDE FOR CERTAIN EXCEPTIONS TO THE REQUIREMENTS OF THIS ACT; TO PROVIDE THAT ANY PERSON WHOSE PROPERTY OR PERSON IS INJURED BY REASON OF A VIOLATION OF THIS ACT MAY SUE FOR CIVIL DAMAGES; TO AMEND SECTION 75-24-5, MISSISSIPPI CODE OF 1972, TO CONFORM TO THE PRECEDING PROVISIONS; AND FOR RELATED PURPOSES.

Sponsors

Who carried the bill in each chamber, and who signed on. Each name leads to the member's page.

In the House of Representatives

Its course

February 4 to February 19, 2008, on one scale. In the top row each mark is a day something happened; taller marks are busier days.

Each committee stop sits inside its chamber.

Every action2 actions on 2 days

In the House of RepresentativesFeb 4 to Feb 19 · stopped15 days

Banking and Financial ServicesFeb 4 to Feb 19 · stopped15 days

Text

Each version as the Legislature printed it.

l9n doesn't hold this bill's text yet.

What happened

In l9n's words, one line for each step. Every action as the Legislature published it is below.

In the House of Representatives Feb 4 – Feb 19

  1. Feb 4Referred to the House committee on Banking and Financial Services
  2. Feb 19Died in committee in the House
All 2 actions, as published
  1. Feb 4Referred To Banking and Financial ServicesHouse of Representatives
  2. Feb 19Died In CommitteeHouse of Representatives